philstar22 (philstar22) wrote in bad_service,

Insurance Woes

This is partially my fault for checking. But I was still given wrong information which led me to switching insurances when I shouldn't have.

So, last year I was on a different insurance. However, the price was going up $60, so we switched to a different insurance on the marketplace. Before I switched, I checked and then called to make sure all my doctors were in-network. It appeared that yes they were. So I signed up and told them who I wanted my primary care physician to be.

So I've been on them since January. And stupidly I didn't notice that the PCP listed was different until now. So I call in to try to switch and am told that my regular doctor is not in network for the HMO I'm signed up for, but for their other HMO.

And there is nothing I can do at this point because wrong doctor is not a life change that would allow me to change insurances on the marketplace. And I have an appointment today which will have to be out of pocket. And my regular PCP is the one who prescribes all my prescriptions.

Argh. So frustrating.

  • Bad Service Or.....?

    I do not know if this counts as bad service but here goes. I look young. I am aware of this. It's not up the point of looking vastly younger than…

  • Patronising ID check

    I regularly have a lot of difficulty buying cigarettes here in the UK - I am 21 but I'm also kind of short and baby-faced. Most people guess my…

  • (no subject)

    My friend, my mum and myself went shopping in Tescos in Applemore, Hampshire last Friday. We went to the deli counter. My friend spooned in some…

  • Post a new comment


    Comments allowed for members only

    Anonymous comments are disabled in this journal

    default userpic

    Your reply will be screened

    Your IP address will be recorded