philstar22 (philstar22) wrote in bad_service,

Insurance Woes

This is partially my fault for checking. But I was still given wrong information which led me to switching insurances when I shouldn't have.

So, last year I was on a different insurance. However, the price was going up $60, so we switched to a different insurance on the marketplace. Before I switched, I checked and then called to make sure all my doctors were in-network. It appeared that yes they were. So I signed up and told them who I wanted my primary care physician to be.

So I've been on them since January. And stupidly I didn't notice that the PCP listed was different until now. So I call in to try to switch and am told that my regular doctor is not in network for the HMO I'm signed up for, but for their other HMO.

And there is nothing I can do at this point because wrong doctor is not a life change that would allow me to change insurances on the marketplace. And I have an appointment today which will have to be out of pocket. And my regular PCP is the one who prescribes all my prescriptions.

Argh. So frustrating.

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