So I'm currently unemployed and applied for a deferment on my student loans. I got notification that it was approved. Then I got a bill in December. So I contacted them and they had no record of my deferment. So I applied again, but I still haven't heard back. And I got another bill along with a threatening note about consequences if I don't pay. I'm honestly not sure what to do at this point because I have no money, I'm living at home, and my parents don't have the money to make a payment either.