I have a question. I joined a credit union about a month ago, but still have my account open with BoA because I'm scared to close it. My family and friends and I have had problems with them in the past (who hasn't?), and am worried that if I attempt to close it, they won't let me. Or something. Also, I have a CD in an IRA, and a money market account. I want to open a Roth IRA with my credit union, but I'm worried BoA will tax the heck out of me and won't transfer me over to my credit union. Is there a way to get my IRA out and to my new credit union without getting crazy fees, or is there a way to get them to just transfer them over?
So, I haven't actually talked to BoA yet, which means I'm not currently receiving bad service. Still, I'm worried that I will, because I've had bad service in the past. If this isn't allowed, mods please let me know, because I went to the rule page and I didn't see anything specifically outing questions like this.
If there won't be any problem and I'm just crazy, let me know, also.