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November 8th, 2006

(Cross posted from my LJ)

I nearly had someone's job and I am NOT a vindictive person. 11:17pm I leave my office, semi-jog to the bus stop because the bus comes at 11:19. I get there, the bus is at the top of the hill (about 45 seconds away) Ok, fine, a little close but I made it.

The bus gets about 30 feet away, isn't slowing. I start stepping close to the curb and waving my hand a bit to make sure he sees me. The bus gets 20 feet away, no slowing, no turn signal to indicate he's pulling over. I start WILDLY waving my hands and jumping up and down. 10 feet away, I start shouting as well.

ZOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOMMMM....bus goes by.

There's a red light up the road, about 200 feet away. I start RUNNING. I am NOT an athlete in any way, shape or form. I don't make the bus at all. It zips off.

I start walking back towards work, yelling angrily at my friend on the phone since the bus call centre closes down at 9pm and I had no one to take my frustrations out on. Luckily, at this point, a Metro Transit supervisor car is about to go by me. I start waving my arms like a maniac. He pulls over. It's a miracle. Clouds part, angels play trumpets, the whole bit. I tell the supervisor the whole story. He gets quite angry at the bus driver on my behalf and says that he will get to the bottom of all this for me, there was NO reason that driver should not have stopped. It's a brightly lit and obvious bus stop.

Then he drives me home!!

So now that was last night and I'm trying to decide whether to place a fomal complaint since one of the supervisors clearly knows about it. Mum says no, just call to make sure he was spoken to, my friend says yes. I'm on the fence. Your thoughts?
I have a dilemma, and I'm really not sure where to turn, but this can also constitute as bad_service.

This company claims I ordered magazines through them, but I never did. Someone must have used my name as a sick joke, and had the magazines sent to a place that I worked at for only a week. I haven't been there in months, and my former employers contacted me, saying that I'm getting magazines in my name there, and that I got a bill.

I got this 'bill' on Thursday of last week, and I supposedly owe this company over $700. I called on Thursday of last week, I got an answering machine and left a message. I called Saturday, and did the same thing. I placed a complaint on their website on Monday, and called them again Monday. I called yet again on Tuesday and today, leaving the same message I've left all the other times.

NO ONE has gotten back to me. Their website claims that someone will get back to me within "24 hours", and I haven't gotten a single call. I haven't even had my credit cards for a year, I'm trying to build up credit, but I don't want my credit to be screwed up through this company. I really don't know what to do.

State Farm Auto Insurance

On October 28, I purchased my first car in my name. The night before I applied for auto insurance through State Farm Auto's web site, and received a bidder. They also debited my account for the first 3 months of the 6 month policy. I go and purchase the vehicle, and the following week I register the vehicle with DMV, thus getting license plates. So, any day I am expecting to get some sort of packet from State Farm, with my insurance cards and such.

This is where State Farm gets odd.

I receive two telephone calls from my local State Farm agent. Since I am at work, and by the time I get home the office is closed, I leave a message. Before they get back to me and I call them again, I get two letters from State Farm. One letter is a cancellation of policy. According to State Farm, because my father received a moving violation for driving through a stop sign last May, and because my sister received a reckless driving citation for driving 70 in a 55 zone, I will not covered by State Farm, effective December 19.

Now why I can't be covered by State Farm, considering I am the only insured driver under their policy, and the vehicle insured is under my name in both the title and registration is beyond me. Before I can call my local agent I get a check from them, which is a refund for the remainder of the 3 months of the policy.

So I call my local agent, and according to her, because I still live at home, where both my father and sister live (she is away at college, not even living here), we are considered part of the same household, despite the fact the vehicle is mine and mine alone. I explain this to the State Farm agent, and she says if I can provide documentation my father and sister are covered by a different policy, the cancellation will be removed. I say no problem, consider it done.

The agent then called me 5 minutes later, and informed me the national office would not underwrite the policy, even with documentation, since we are still part of the same household. I thanked the agent for her time and hung up.

Am I the only one that finds it odd that even though I paid for the vehicle, it is in my name, I am the only person covered by the insurance that my sister's and father's driving history prevent me from obtaining insurance through State Farm? Granted, I am still living at home, but what if I lived with some friends, or even random roommates, and one of them got a DUI? Would I lose my insurance because of that?

So I do not plan on doing any business with State Farm in the future. I may see if I can file a complaint with my state's (Connecticut) DMV or commission that oversees insurance, because it seems like a very odd practice.

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