July 22nd, 2006

die

Bad Service and A question

This is a bad service post with a question at the end

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THe man just kept on and on about the truck and how we were liable. Took my husband an additonal 30 minutes to get out the door to work. After the first 10 min of the conversation I left the front room. The guy was making me mad because hubby told him he needed to go.

So now we find out that since we live in Florida which is a garnish state, we are liable for the payments on the truck or they take them out of his paycheck. The guy was very rude with saying that. I caught the tail end of the conversation. Seems my husband was told that if they repo the truck not only are we liable for the two payments that were lost, we are also liable for the diffrence in the amount of payment they recieve from the auction. We owe 17 grand on the truck and if they sell it for 10 grand we still have to pay 7 on it or they are allowed to take it from my husbands paychecks.

My question is this? Are we still liable for the payments even if the truck is no longer in our possession? Are they allowed to garnish his payments even if someone else purchases the truck and are we required to still make payments even if we don't own it?

In the long run they are letting us keep the truck, even though hubby told them to come and get it until the 20th of next month. They are sending a paper out for him to sign and send back, saying they will tack the two missing payments onto the last of our account.

Will someone please clear up this confussion for me?
hello lion-o

Ugh

A month ago, we went to Dave & Buster's as a group, the waitress got everyone's checks perfect, despite a lot of us wanting them separated, and some of us showing up after others. We understood this made us a difficult group, and she got an awesome tip from all of us because she did such a great job.

Last week when we wanted to pay?

-first everything showed up on one guy's credit card (he definitely wasn't paying for $70 worth of food and drinks)
-then we noticed the card it was all charged to wasn't even his
-we ask for the waiter to separate the check
-this seems like a daunting task, and he hands it off to the same waitress we had last time
-she brings it separated, within 5 minutes, all on one receipt (my drink and someone else's are still one charge, but we both are paying cash so no biggie)
-we attempt to pay for our parts of the check individually (some with credit, some with cash)
-10 minutes later, the waiter brings it back and says, very flustered, that there is a problem so to hold on
-he comes back 10 minutes later, and takes the payments again, explaining at this point that the bill was already paid for in the system.. twice.
-it takes another 10-15 minutes until he brings us the change/credit slips, then wanders off again
-one of the members in the party is supposed to get a $10 game card with the entree he bought, mentions this
-waiter wanders off again, and eventually returns with the card

Overall, we were standing around for about 45 minutes to an hour, just to settle the food and drink tab so we could go play some games. We also had to coax the waiter twice to return credit cards to us.

Ugh.