When I actually got a moment to reply (as she was continually talking really really fast), I said "No. I don't want this plan, I said so several times before, many with good reasons. Please don't send me anything." (The reasons being I never spend more than I already have. I am only using credit cards as a form of building up credit, or incase I have to buy books for school before my student loan comes. I never spend beyond what I know I've made for the week. I don't even calculate what I will make and spend that because I know accidents happen. Even if I do, I never spent huge amounts and therefore it wouldn't be so bad if I asked my mom to pay off my 50 dollar bill or somethign like that).
I kind of felt bad as soon as she replied because she was semi-sad "Okay, ma'am," compared to her hyper happiness. I didn't yell but I felt guilty that I made her feel bad because of perhaps the agitation in my voice. It isn't her fault that Mastercard is now being sneaky.
But I swear, if I get the stupid plan added on, I'll pay what I owe them (sans the premium) and cancel the card, and tell them exactly why I cancelled the card. It's too much hassle to get harassed day in and day out on the freaking phone about the stupid plan.
x-posted to my journal.