For the past several months they've been screwing up. I would send the check out on the 19th or 20th (depending on if the the 20th was a weekend or not) when my payment was due the 28th. Now one would think that 8-9 days would be enough for to get the payment on time. Well apparently it is/isn't. In August 2007, their check processing plant that I was sending my checks to closed. They didn't warn customers about it and thus I got a statement in the mail claiming they didn't get my check -_- Yes, minor annoyance but I called them up and sorted that out. September comes around and they get my check perfectly fine (sent it out the 20th). Then October comes and guess what I got in the mail yesterday? Yep, a notice saying they didn't receive my payment (mailed out October 19th!). Now I don't know what to do. I've been doing this (sending it out on the 19/20th) since about May. So I don't know why it's all of a sudden that they just magically don't get my checks. I think I'm going to talk to my parents about switching banks. I just can't deal with this anymore. It's so frustrating to be yelled at by my parents for something I can't control.
I just wanted to post this here saying that GMAC sucks as a bank to get a loan through. Don't do it.