So I'm thinking whatever, I'll just call and find out when/where to get the report. I get the dispatcher on the line and she tells me it won't be ready for TEN days. WTF? I ask how I'm supposed to file a claim without the report to get a rental car, further medical treatment, etc., and she's like oh I can just give you the information on the report. Okay. What's her insurance company? She gives me State Auto but at the scene the lady was saying she had Progressive, so it could've been wrong, and then she told me they had MY insurance as some weird named company when it was actually Progressive. Mmmkay. So then I ask what her policy number is so I can give it to the insurance people to look it up easier. She tells me it's not on there. Ooookay... well what's her phone number so I can call HER and ask for her policy number? It's not on there. The dispatcher tells me they "usually" don't take that information. I mean, seriously? My police report from West Palm had the dude's name, address, phone number, plate number, policy number, everything but his friggin SSN! Here in backwards ass Louisville, KY all I've got is her name, a POSSIBLE name of her insurance provider, and her plate number. Thank God the insurance company was competant and found her info with just her name and the city/state (which I didn't even know for sure, I was just guessing she was from here and I was right and if she was from out of town or something I would've been screwed).
Seriously, I see commercials all the time that KY is "cracking down" on people who don't have insurance but they didn't even verify the correct insurance companies or policy numbers at the scene of this accident. I don't know what the cop was doing at the scene but it sure as HELL wasn't taking information.
Kay I'm just gonna type out what happened cause I know people are prolly curious. Heh. Basically I was on a 4 lane road with a middle turn lane, going northbound in the left lane. The other lady was coming southbound in HER left lane. There was lots of traffic because there were about a billion fucking people out yesterday. Fuckers. I was pretty far back from the intersection and the light just turned green so I was going about 5mph, while the other lady was the first in line on her side when it turned green so she was going 30-35mph. All of a sudden I see a car come straight across the middle turn lane and almost clip the person in front of me. I stopped my car and I'm like WTF is this idiot doing coming into oncoming traffic? I'm expecting them to slam on their brakes any second, but it never happened and she just slammed right into me, head on. The momentum knocked me into the truck behind me and she ended up in the ditch. Apparently she passed out at the wheel or something so this is most def. not my fault in the least. I think I'm even more banged up than she is. My neck/back is REAL sore today, I have an enormous bruise on my right forearm (about 5 inches long and 2 inches across), plus bruising from the seatbelt and on my face from the airbag, and I have an airbag burn on my left forearm. My right wrist is also real stiff and I think sprained or jammed or something, but the pain meds they gave me yesterday are working pretty well. I came out of this entire thing pretty lucky though because a head-on collision is srs bsns and I could've been real hurt. One thing I do know is her insurance is giving me lots of monies.